রবিবার, ৩০ সেপ্টেম্বর, ২০১২

Dividend Growth Stocks: Weekly Links: September 30, 2012

Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al. Below are the carnivals that I participated in this week, along with a link to my article:

The Wealth Builder Carnival published: 6 Stocks Sending A Strong Message With Higher Dividends
Articles I enjoyed reading included (in no particular order):

- The Dividend Guy presented Key Dividend Growth Ratios ? The Secret Behind Dividend Investing
- Dividend Monk presented Diageo: Expensive at Current Price
- Dividend Mantra presented Your Savings Rate Trumps Your Investment Returns

The DIV-Net Featured Articles

Articles from D4L-News:


Buy Dividend Winning Stocks In Dips
It was quite clear to us that there was a sell-off in many dividend paying stocks on Friday, with a new focus on growth stocks. The growth areas were led by financials, like Bank of America (BAC) and other large banks, since the Fed has basically given them an unlimited check book to use funds at ridiculously low interest rates, and have a wide enough spread to make money on virtually anything they desire. Our portfolio now consists of...

What You Need To Know Before Trading Dividend Stocks
Prior to buying stock in a company that distributes cash dividends, check today?s newspaper. If the stock you want to buy has been marked x in any of these papers, it means that it is already gone ex-dividend. In case of a company that pays dividends in form of stock, you should also confirm if the stock has approached ex-dividend ahead of investing in it. Another thing you should determine is...

Dividend Stocks For the 2013 Stock Crash
Even though stimulus measures trigger market rallies, they're actually admissions that economies are so weak they need government assistance. As Federal Reserve Chairman Ben Bernanke recently stated, the economic conditions in the United States, particularly high unemployment, should be of "grave concern" to all. Legendary investor Jim Rogers declared in an interview that, "In America, we have had recessions every 4 to 6 years at the beginning of the republic. 2013 is going to be a mess. It always has been, there's no reason it won't be this time too. Be careful..." In order to heed Rogers' warning, investors should consider adding the following stocks to their portfolios. The best way to profit from Rogers' sage advice is to...

Investors Pile Into Stocks Likely to Keep Raising Dividend
Call them the new growth stocks. After rushing into dividend stocks of all stripes this year, some investors are homing in on a more select group: stocks of companies that are likely to keep raising their dividends at a fast clip. It is all part of the chase for better returns on the heels of the Federal Reserve's announcement last week of another round of bond buying aimed to keep interest rates at rock-bottom levels until the economy improves. As yields on the 10-year Treasury wallow at near-record lows and "junk"-bond yields also are sinking, investors are seeking anything that offers some extra income. For months, that meant investors bought...

Dividend Stocks With An A+ Buy-Rating
There's about 6,000 U.S.-listed stocks trading on the major exchanges on any given day. Of those, TheStreet Ratings has rated 5,774 and only 121 issues -- about 2% -- have received an "A+," our highest rating. TheStreet Ratings' stock model projects a stock's total return potential over a 12-month period including both price appreciation and dividends. We consider each of these stocks to be strong buys. Nine of these exceptional companies are well-known Dow dividend stocks...

Click Here More Dividend News

There are some really good articles here, please take time and read a few of them. ? ?

D4L-Premium Services Updated:
The D4L-Dashboard, Analytical Reports, D4L-Data, and The D4L-Newsletter (October edition) have been updated and are available at the D4L-Premium Services web site at: [Click Here] Not a subscriber? [Click Here] for for more information on the benefits of these services, sample reports, pricing and subscription information.

(Photo: Sachin Ghodke)
?

Source: http://www.dividend-growth-stocks.com/2012/09/weekly-links-september-30-2012.html

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Gateway to Baseball Heaven/Baseball By The Bay - Oct 01,2012

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    The Movie Geeks speak with acclaimed actor Vincent D'Onofrio (Full Metal Jacket, Men in Black, Law & Order: Criminal Intent) about the highlights of his extraordinary career, and his new film Chained, which is now available on DVD and blu-ray.

  • Butz and Butz Sports Radio broadcast live from the bar at the One Crazy Fan Tailgate Truck at Lincoln Financial Field with former Eagles Pro Bowl linebacker William Thomas.

  • At only 20 years old, J. Anton Boykin is already affectionately known as the "Sax Sensation." Since the age of eight he has been mastering the craft of music. Come listen to him talk about what inspires him.

  • EGH Media presents Rowan Galagher who is The Mad Pride. A singer, songwriter and instrumentalist who doesn't read music and also successfully controls Tourette?s syndrome.

  • MGN Radio welcomes Author Ngozi Achebe to discuss her new book, Onaedo - The Blacksmith's Daughter on our show. Her debut novel has already been nominated for several literary awards.

  • The Gridiron Chefs with TP Tymless and James Greenwood break down the weeks games in the NFL, the pressing topics around the league and listener questions.

  • This week Tim and Jill will finish the discussion on LGBT and Marriage Equality, this is a hot topic that has been trending on social networks and is an important issue for voters as we near election time.

  • Francy and Friends will be LIVE from The Days of Terror Convention, be sure to tune in as they will be meeting some of the biggest names in horror films. You never know who you might run into.

  • It's open-wheel racing and NASCAR on this episode, as Dustin Parks will be joined by guest co-host Glenn Locke. These two always bring great conversation, and this will be no different.

  • Grab your Saturday morning coffee and tune into "Those Diner and Motorcycle Guys" hosted by those eggs over easy riders Garrison Leykam and Scot Doane. "Those Diner and Motorcycle Guys"...talk radio was never like this!

  • BGE Radio welcomes Playboy Model Crissy Henderson to the show. Crissy is an actress, model and philanthropist. Tune in as she speaks about her life and upcoming work.

  • Source: http://www.blogtalkradio.com/seamheads/2012/10/01/gateway-to-baseball-heavenbaseball-by-the-bay

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    New Apple Patents Hint At Upcoming Camera Features [Apple]

    With iPhone 5 announced and released, designers are back to the grindstone. In fact, they probably already have been for a while. A few new Apple patents filed just a few days ago provide some hints at what Apple cameras might do in the future. More »


    Source: http://feeds.gawker.com/~r/gizmodo/full/~3/Qnz9cbEY4wQ/new-apple-patents-hint-at-a-few-upcoming-camera-features

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    Our 6th Child - Adoption.com Forums



    I am a Mommy to five...Birdman (17), Shmoobi (16), Sport (11), Princess (3) & Jazzy (2). Shmoobi is our biological son, the other four our our adoptive/foster children. I run an in-home daycare caring for my two daughters, three 2 year old girls and two school age girls. Well Sport & Jazzy's biological mother delivered a healthy baby girl last Friday and the baby was placed into foster care into our home. I am trying to manage my daycare plus my toddler daughters with a newborn baby girl. Here are some questions for those with infants and toddlers?

    * Do you go outside often? We were going out 2-4 hours a day? I am in Western NY so it can get cold here!
    * Do you ask the toddlers not to touch the baby (germs)?
    * Do you limit field trips and outings? We currently attend an outside pre-school T/Th and ballet Friday plus a field trip Wednesdays.
    * Do you have any advice for a Mommy of six/ having three girls ages 3 and under?

    My husband and I are so happy to have such a big family but are working on finding our new routine and making it work for us giving all our children attention, love and guidance!

    Source: http://forums.adoption.com/foster-parent-support/408325-our-6th-child.html

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    This Is How Graphene Will Grow the Flexible Semiconductors of the Future [Video]

    As you should already know, graphene is the super thin, super strong, transparent, conductive, self-repairing material that's poised to revolutionize the future by not only by super-charging batteries but also by giving us flexible semiconductors. This is how they get made. More »


    Source: http://feeds.gawker.com/~r/gizmodo/full/~3/DveppnVBg9Y/this-is-how-graphene-will-grow-the-flexible-semiconductors-of-the-future

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    More Taxes? UN Now Wants More of the Action | Avid Investor Group

    A?1 percent tax on billionaires around the world. ?A tax on all currency trading in the U.S. dollar, the euro, the Japanese yen and the British pound sterling.? ?Another? ?tiny?? tax on all financial transactions, including stock and bond trading, and trading in financial derivatives. ?New taxes on carbon emissions and on airline tickets. ?A royalty on all undersea mineral resources extracted more than 100 miles offshore of any nation?s territory.

    The United Nations is at it again:? finding new and ?innovative? ways to create global taxes that would transfer hundreds of billions, and even trillions, of dollars from the rich nations of the world ? especially the U.S. ? to poorer ones, in line with U.N.-directed economic, social and environmental development.

    These latest global tax proposals have received various forms of endorsement at U.N. meetings over the spring and summer, and will be entered into the record during the 67th? U.N. General Assembly session, which began this week. The agenda for the entire session, lasting through December, is scheduled to be finalized on Friday.

    How to convince developed countries wracked by economic recession and spiraling levels of government debt ? especially the U.S. ? is another issue, which the world organization may well end up trying to finesse.?

    As the U.N. itself notes, in a major report on the taxation topic titled, ?In Search of New Development Finance? ? the main topic at a high-level international meeting of the U.N.?s Economic and Social Council (ECOSOC) this summer ? ?These proposals are subject to political controversy. For instance, many countries are not willing to support international forms of taxation, as these are said to undermine national sovereignty.?

    The world organization, and its constellation of funds, agencies and programs, has been pushing ?innovative financing? for nearly a decade.

    -

    The U.N. clearly hopes it can find a way to move ahead. ? Politically, tapping revenue from global resources and raising taxes internationally to address global problems are much more difficult than taxing for purely domestic purposes,? admits an ECOSOC document produced last April. But, it summarizes, ??the time has come to confront the challenge.?

    Shortly thereafter, the tax proposals ? known in U.N.-speak as ?innovative methods of financing?? got a limited endorsement from a group of government ministers and other heads of national delegations who attended a major ECOSOC meeting in New York City in July.

    The global taxation idea was echoed this week by Jeffrey Sachs, head of Columbia University?s Earth Institute and also a U.N. Assistant Secretary General. Sachs was recently named by U.N. Secretary General Ban Ki-moon to head a new intellectual lobbying group of experts called the Sustainable Development Solutions Network.? It ?will work closely with United Nations agencies, multilateral financing institutions and other international organizations,? according to the Earth Institute website.

    On Monday, the controversial economist, a vociferous supporter of the Occupy Wall Street movement, called on President Obama to implement a carbon tax that in turn could be used to finance bonds, paying for investments to combat ?climate change? ? one of the major focuses of the new solutions network.

    Sachs was quoted by Bloomberg News as declaring that, ?I?m happy to have the future pay for a lot of this. It doesn?t have to be current financed.?

    In the midst of a heated U.S. national election campaign, any official endorsement of those views is unlikely.

    Nonetheless, the U.N. is taking a longer view. The world organization, and its constellation of funds, agencies and programs, has been pushing ?innovative financing? for nearly a decade, since the topic was discussed in depth at an international conference in 2002.? The topic was endorsed again at the failed Rio + 20 conference last summer, without much detail attached.

    But the need for new revenue is becoming more urgent as the world?s rich countries, gripped in recession, no longer hand out foreign aid with the same generosity as before ? though the total reached $133 billion annually last year?while the demands for huge additional amounts of money for social and climate issues continues to grow.

    Earlier this year, for example, the overseers of a new, U.N.-sponsored? Green Climate Fund held their first meeting in Bonn to contemplate the spending of some $30 billion annually ? rising to $100 billion by 2020 ? to meet climate change needs in developing countries.? Where all that money will come from is still not clear.

    The U.N.?s latest roster of tax possibilities certainly has what the New Development Finance Report calls ?large fundraising potential.? Or, at least some of them do. An around-the-world tax of $25 per ton on carbon dioxide emissions in rich countries, the report says, could raise some $250 billion a year. That new billionaire?s tax would raise anywhere from $40 billion to $50 billion per year, the report estimates, though it adds that the idea ?is not yet in any international agenda.?

    CLICK HERE FOR A TAX LIST

    The U.N. places the same estimated value on the proposed currency tax ($40 billion), and roughly the same thing on its proposed financial tax ($15 billion to $75 billion).

    Even more innovative is a notion to, in effect, borrow the lines of credit allocated to rich countries themselves at the International Monetary Fund, and? ?leverage? them to create new investment funds for the world?s poor. How to do this while preserving those credit lines as a reserve asset that rich countries could draw on when required, the report admits, remains to be seen.

    Another ?innovative? idea that may have trouble staying afloat is the notion of charging royalties on undersea minerals more than 100 miles offshore, within what are called ?exclusive economic zones? ? in effect, inside some country?s sovereign economic territory.

    The sensitive issue here is that the world?s current ?exclusive economic zones? extend 200 miles offshore ? meaning that the U.N. is suggesting that it collect royalties on mineral wealth on half the ?exclusive? territory, which it refers to in the report as part of the ?global commons.??

    For most nations, excluding the U.S., those 200 mile zones were established by the U.N.-sponsored Law of the Sea Treaty, known as LOST, which came into force in 1994 after it was signed and ratified by 162 countries. (The U.S. signed but has not ratified LOST; its 200-mile ?exclusive economic zone? was established by presidential decree.)

    The new, 100-mile royalty proposal in the U.N.?s financing report would require a new agreement to hand over proceeds from half of that territory to the U.N.-sponsored International Seabed Authority.

    George Russell is executive editor of Fox News and can be found on Twitter @GeorgeRussell

    Click for more stories by George Russell.

    Source: http://avidinvestorgroup.com/2012/09/more-taxes-un-now-wants-more-of-the-action/

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    শনিবার, ২৯ সেপ্টেম্বর, ২০১২

    Holy Bat Virus! Genome Hints At Origin Of SARS-Like Virus

    Bats harbor many types of coronaviruses and were probably the original source of the new coronavirus that appeared in the Middle East. Enlarge iStockphoto.com

    Bats harbor many types of coronaviruses and were probably the original source of the new coronavirus that appeared in the Middle East.

    iStockphoto.com

    Bats harbor many types of coronaviruses and were probably the original source of the new coronavirus that appeared in the Middle East.

    On the surface, the new coronavirus detected in the Middle East this month looks quite similar to SARS. It apparently causes severe respiratory problems, and can be lethal.

    But with viruses, the devil is in their details ? the genetic details.

    Dutch virologists have just published the whole genome of the new coronavirus ? all 30,118 letters of its code. And, the sequence reveals that the mystery virus is most closely related to coronaviruses that infect bats in Southeast Asia.

    In fact, the pathogen is more similar to two bat viruses than it is to the human SARS virus that sent the world into a panic when it infected nearly 8,000 people in 2003.

    Virologist Ron Fouchier, who has done controversial work on bird flu viruses, led the sequencing effort of the SARS-like virus. He tells Shots the results suggest that the new coronavirus virus came from bats. "Bats harbor many coronaviruses, so it's logical to assume that bats are the natural reservoir" of the new pathogen, he says.

    ?

    "But this doesn't mean the Saudi man contracted the virus from bats," says Fouchier.

    When viruses jump from animals to humans, there's usually a second animal that connects the natural carrier with humans. This species is called the amplifier because it increases the number of viral particles that can hop over into people.

    With SARS, Fouchier says, it probably started off in bats and then jumped into an exotic animal, such as a civet cat, before it made its way to people.

    This type of infection trajectory fits with what epidemiologists have seen, so far, for the new coronavirus.

    In the past few weeks, John Watson and his team at Britain's Health Protection Agency have tracked down about 60 people who recently came in contact with one of the men infected with the virus. "None of these contacts have become seriously ill or shown any sign of being infected with the virus," Watson tells Shots.

    Plus, there's nothing special happening where the sick man lived, such as an uptick in cases of respiratory illnesses. This is strong evidence that the virus came from an animal and that it probably can't yet move between people.

    But to know for sure, Watson says, scientists need to find more cases of the new virus.

    The genome sequence will be a big help on this front. Fouchier and his team just published a diagnostic test for the new virus, which doctors around the world can use to verify suspected cases of the disease.

    Fouchier says that the genome may also give clues to drugs that may be effective against the virus.

    Companies can also begin to design vaccines for the virus, Fouchier adds. "There are experimental vaccines for SARS, and these could be updated to work on the virus," he says. "All knowledge that we built for SARS is not lost."

    So what's he doing next? First, taking a few steps backward. "We still need proof that the virus is the cause of the disease," he says. "We are currently starting animal experiments with macaques and ferrets to show that this virus actually makes animals sick. Many viruses don't."

    Source: http://www.npr.org/blogs/health/2012/09/28/161944734/holy-bat-virus-genome-hints-at-origin-of-sars-like-virus?ft=1&f=1007

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    UN Already Looking at Global Taxes

    Editor?s Note: This is what they wanted all along. If they can?t get their carbon or Internet tax, they?ll get their austerity tax or whatever trumped up name they come up with.

    A?1 percent tax on billionaires around the world. ?A tax on all currency trading in the U.S. dollar, the euro, the Japanese yen and the British pound sterling.? ?Another? ?tiny?? tax on all financial transactions, including stock and bond trading, and trading in financial derivatives. ?New taxes on carbon emissions and on airline tickets. ?A royalty on all undersea mineral resources extracted more than 100 miles offshore of any nation?s territory.

    The United Nations is at it again:? finding new and ?innovative? ways to create global taxes that would transfer hundreds of billions, and even trillions, of dollars from the rich nations of the world ? especially the U.S. ? to poorer ones, in line with U.N.-directed economic, social and environmental development.

    These latest global tax proposals have received various forms of endorsement at U.N. meetings over the spring and summer, and will be entered into the record during the 67th? U.N. General Assembly session, which began this week. The agenda for the entire session, lasting through December, is scheduled to be finalized on Friday.

    How to convince developed countries wracked by economic recession and spiraling levels of government debt ? especially the U.S. ? is another issue, which the world organization may well end up trying to finesse.

    As the U.N. itself notes, in a major report on the taxation topic titled, ?In Search of New Development Finance? ? the main topic at a high-level international meeting of the U.N.?s Economic and Social Council (ECOSOC) this summer ? ?These proposals are subject to political controversy. For instance, many countries are not willing to support international forms of taxation, as these are said to undermine national sovereignty.?

    The U.N. clearly hopes it can find a way to move ahead. ? Politically, tapping revenue from global resources and raising taxes internationally to address global problems are much more difficult than taxing for purely domestic purposes,? admits an ECOSOC document produced last April. But, it summarizes, ??the time has come to confront the challenge.?

    Shortly thereafter, the tax proposals ? known in U.N.-speak as ?innovative methods of financing?? got a limited endorsement from a group of government ministers and other heads of national delegations who attended a major ECOSOC meeting in New York City in July.

    The global taxation idea was echoed this week by Jeffrey Sachs, head of Columbia University?s Earth Institute and also a U.N. Assistant Secretary General. Sachs was recently named by U.N. Secretary General Ban Ki-moon to head a new intellectual lobbying group of experts called the Sustainable Development Solutions Network.? It ?will work closely with United Nations agencies, multilateral financing institutions and other international organizations,? according to the Earth Institute website.

    On Monday, the controversial economist, a vociferous supporter of the Occupy Wall Street movement, called on President Obama to implement a carbon tax that in turn could be used to finance bonds, paying for investments to combat ?climate change? ? one of the major focuses of the new solutions network.

    Sachs was quoted by Bloomberg News as declaring that, ?I?m happy to have the future pay for a lot of this. It doesn?t have to be current financed.?

    In the midst of a heated U.S. national election campaign, any official endorsement of those views is unlikely.

    Nonetheless, the U.N. is taking a longer view. The world organization, and its constellation of funds, agencies and programs, has been pushing ?innovative financing? for nearly a decade, since the topic was discussed in depth at an international conference in 2002.? The topic was endorsed again at the failed Rio + 20 conference last summer, without much detail attached.

    But the need for new revenue is becoming more urgent as the world?s rich countries, gripped in recession, no longer hand out foreign aid with the same generosity as before ? though the total reached $133 billion annually last year?while the demands for huge additional amounts of money for social and climate issues continues to grow.

    Earlier this year, for example, the overseers of a new, U.N.-sponsored? Green Climate Fund held their first meeting in Bonn to contemplate the spending of some $30 billion annually ? rising to $100 billion by 2020 ? to meet climate change needs in developing countries.? Where all that money will come from is still not clear.

    The U.N.?s latest roster of tax possibilities certainly has what the New Development Finance Report calls ?large fundraising potential.? Or, at least some of them do. An around-the-world tax of $25 per ton on carbon dioxide emissions in rich countries, the report says, could raise some $250 billion a year. That new billionaire?s tax would raise anywhere from $40 billion to $50 billion per year, the report estimates, though it adds that the idea ?is not yet in any international agenda.?

    CLICK HERE FOR A TAX LIST

    The U.N. places the same estimated value on the proposed currency tax ($40 billion), and roughly the same thing on its proposed financial tax ($15 billion to $75 billion).

    Even more innovative is a notion to, in effect, borrow the lines of credit allocated to rich countries themselves at the International Monetary Fund, and? ?leverage? them to create new investment funds for the world?s poor. How to do this while preserving those credit lines as a reserve asset that rich countries could draw on when required, the report admits, remains to be seen.

    Another ?innovative? idea that may have trouble staying afloat is the notion of charging royalties on undersea minerals more than 100 miles offshore, within what are called ?exclusive economic zones? ? in effect, inside some country?s sovereign economic territory.

    The sensitive issue here is that the world?s current ?exclusive economic zones? extend 200 miles offshore ? meaning that the U.N. is suggesting that it collect royalties on mineral wealth on half the ?exclusive? territory, which it refers to in the report as part of the ?global commons.?

    For most nations, excluding the U.S., those 200 mile zones were established by the U.N.-sponsored Law of the Sea Treaty, known as LOST, which came into force in 1994 after it was signed and ratified by 162 countries. (The U.S. signed but has not ratified LOST; its 200-mile ?exclusive economic zone? was established by presidential decree.)

    The new, 100-mile royalty proposal in the U.N.?s financing report would require a new agreement to hand over proceeds from half of that territory to the U.N.-sponsored International Seabed Authority.

    Source: http://www.sutton-associates.net/blog/2012/09/28/un-already-looking-at-global-taxes/

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    Financial Assistance Available for Baby Boomers, Seniors

    Not only are the eldest of the baby boomer generation already age 65 and over, 10 million boomers age 50 and over are providing care for one or more of their aging parents.

    Many of the baby boomers and seniors who've retired are living on fixed incomes; boomers who are also family caregivers may have to work part-time or endure the anxiety of losing their jobs due to the caregiving situation. In the 2010 census, 48 percent of the population was classified as poor or low income; it can become difficult to buy even life's essentials on fixed incomes, part-time wages, or poor or low income.

    Fortunately, there are programs available to provide financial assistance to the eldest baby boomers, their seniors, and family caregivers providing care to older adults. Many times, finding such assistance is just a matter of knowing where to look.

    Assistance Information from a Nonprofit Group

    BenefitsCheckUp.org, provided by the National Council on Aging, is a one-stop shop for locating assistance in your state for Medicare Rx extra help, health care, prescription drugs, food, utilities and more. The site states that the information provided there has assisted nearly 3.3 million people find more than $11.9 billion in benefits.

    After answering a few questions at the site that aid in determining programs for which you may qualify, the site then provides a personalized report for your particular situation and needs. Information you share is not personally identifying information and all inquiries are confidential.

    Assistance Information from Federal Government

    Medicare.gov has a section dedicated to helping you find your way through programs such as Medicaid, Supplemental Security Income, Medicare Savings Program and more.

    Assistance Information for Prescription Drug Savings

    NeedyMeds.org provides a free discount drug card that can save the user up to 80 percent of a medication's cost; it cannot be combined with a drug insurance card. The site is informational in nature, providing resource information to locate assistance with the costs of prescription drugs and much more such as diagnosis-based assistance and free and low cost clinics.

    Tax Advantages

    HuffingtonPost explains that people age 65 and over and some low income individuals should remember to take advantage of the tax advantages available to them. For those age 65 or blind, there is a higher standard deduction is available. IRS Publication 524 explains an additional tax deduction for lower income people who are disabled or over age 65 and file a 1040 or 1040A.

    Bottom Line

    These resources are a partial listing of what is available through federal, state or local sources. Take advantage of the lower cost prescription medications available at many pharmacies; ask for their list of discounted medications. Local churches and social service organizations such as the Salvation Army may be willing and able to provide assistance. Ask your doctor for any information she may have; talk with other people in similar situations and find out how they are making ends meet.

    Find and make use of programs for which you, or the person you are caring for, are eligible. Don't cause yourself to choose between medications and food or utilities before you've exhausted all avenues.

    Source: http://news.yahoo.com/financial-assistance-available-baby-boomers-seniors-212000114--finance.html

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    White Sox pull within 1 game of Tigers

    By ANDREW SELIGMAN

    AP Sports Writer

    Associated Press Sports

    updated 12:14 a.m. ET Sept. 29, 2012

    CHICAGO (AP) - With so much riding on every game and even every pitch, Alex Rios acknowledged it's just a little exhausting. He can breathe a little easier after this.

    Rios hit his career-high 25th homer and the Chicago White Sox gave their playoff hopes a major boost, beating Tampa Bay 3-1 on Friday night to end the Rays' eight-game winning streak.

    The White Sox got a bit of a reprieve after dropping eight of nine and moved within one game of first-place Detroit in the AL Central. The Tigers lost to Minnesota 4-2.

    The Rays dropped three games behind Oakland for the second AL wild-card spot when the Athletics beat Seattle 8-2.

    Both the White Sox and Tigers have five games remaining, including two against each other.

    "It's a little bit mentally exhausting," Rios said. "It's like we're playing in the playoffs right now, and it's been like this for quite a bit now. But you know what? It might be good, because we're getting used to it."

    For Tampa Bay, it was simply a difficult night. Then again, maybe the Rays were due for one.

    "I thought we had one mulligan left. There it was," manager Joe Maddon said.

    The White Sox won thanks to a big effort at the plate by Rios and a strong showing by the bullpen after Gavin Floyd (11-11) struggled with his control.

    Rios' drive leading off the fourth against Jeremy Hellickson (9-11) broke a 1-all tie. Rios added to the lead when he started the sixth with a double off the left-field wall and came around on Alexei Ramirez's two-out single.

    The crowd cheered that, but the biggest roar came later, when the Tigers-Twins game ended.

    Manager Robin Ventura joked he thought the Bears had scored, the way the fans were cheering, because that tends to happen at U.S. Cellular Field during football season. If the White Sox weren't watching the out-of-town scores, they couldn't help but take a look after that.

    "I thought it was amazing how many fans at once were looking at that scoreboard because you would have thought that we had just hit a home run," Gordon Beckham said. "That's pretty amazing to me that all those fans were staring at that scoreboard waiting for it to be thrown again."

    Floyd gave up two hits over five innings, including a solo homer to Ben Zobrist in the first, but struggled in a big way with his control. He walked five, and of the 105 pitches he threw, only 57 were strikes.

    Even so, he got his first win at home since July 23.

    Jesse Crain threw 2 2-3 scoreless innings, matching his longest outing since April 28, 2010, against Detroit. He left after hitting Evan Longoria with a two-out pitch in the eighth.

    Matt Thornton walked pinch-hitter Sean Rodriguez before Nate Jones retired Jeff Keppinger on a groundout to end the threat.

    Donnie Veal struck out pinch-hitter Ben Francisco leading off the ninth before Addison Reed retired the final two batters for his 29th save in 33 chances.

    Hellickson allowed three runs and nine hits in 5 2-3 innings for Tampa Bay.

    "Until the numbers say you're eliminated, you're out of it, anything's possible," the Rays' Matt Joyce said.

    The White Sox were in first place for 117 days this season. Now, they're simply trying to stay in contention and time is running out.

    Floyd was far from dominant in his fourth start back after spending time on the disabled list because of a right elbow flexor strain. Things certainly weren't looking good for him when Zobrist drove the first pitch he saw out to right for his 19th homer with two outs in the first, but the Rays came away empty in the second and third even though they had two runners on in each inning.

    The White Sox tied it in the third when Beckham led off with a single, advanced to second on Hellickson's errant pickoff throw and came around on Kevin Youkilis' single. Then, in the fourth, Rios broke the tie with a leadoff drive that gave him a personal-best 89 RBIs to go with his career high in homers.

    "We had a pretty good game offensively, and hopefully, it gets everybody going again like we were doing earlier in the season," Rios said. "Let's see what happens."

    NOTES: Rays C Jose Molina (right quad strain) was out of the starting lineup for a third straight game. ... Rios made a nice running catch on Joyce's drive to the right-field corner with two runners on in the second. ... Ventura said Jose Quintana will start Sunday's series finale, with ace David Price pitching for the Rays. Chris Sale starts Saturday for Chicago and Matt Moore goes for Tampa Bay. ... Ventura on the Rays' recent surge: "You're jealous. I can tell you that right now. We'd like to have that, but again, they've earned it."

    ? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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    Reds' Bailey no-hits Pirates

    Homer Bailey of the Cincinnati Reds threw the season's seventh no-hitter, beating the Pittsburgh Pirates 1-0 on Friday night.

    Source: http://nbcsports.msnbc.com/id/49220769/ns/sports-baseball/

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    Why I never trust GPS maps completely (and you shouldn't either)

    11 hrs.

    On a trip to Oregon's?Willamette Valley in the spring of 2010, I was using the Google-powered?Maps app on an iPhone 3GS to hunt down wineries while my friend drove.?

    That's farm country, and driving on dirt roads is pretty much expected. Nevertheless, it seemed odd when the app told us to turn onto a gated farm driveway.?

    Then we saw the sign: "Sorry your GPS brought you here. To get to the winery you came for, turn around and go back?" It was polite, but you could sense that the farmer who posted it was somewhere on his tractor, smirking.

    There's an old sailor's adage: Always carry at least two forms of navigation.

    While that no longer means "pack a sextant," it does mean you should at least?have a back-up GPS app, a separate GPS device?or even a honest-to-gosh?dead-tree road atlas when you're in unknown territory.?Thanks to the well-publicized shortcomings of Apple's new Maps app???the first one that's?not powered by Google data???our blind reliance on GPS apps has become quite clear.

    As a tech writer and navigationally challenged human who's reviewed GPS gadgetry for 10 years, I've learned that?any system can be as flawed as it is useful, and you should never trust it 100 percent.

    Back in the early 2000s, before we were married, my wife lived for a couple of years in Washington, D.C. and I would head down there from New York on weekends.?When you're driving along in D.C., numbered roads veer into lettered roads, and?you have to make a lot of weird corrections?every few blocks, all the while risking driving straight into a fountain or a statue of a man on a horse. While D.C. residents take pride in the "National Treasure"-grade mysteries of getting around the nation's capital, outsiders like me fail to appreciate it. So when GPS became a thing, I was all over that.

    My wife and I referred to the first GPS navigator as "the other woman," but in reality, this authoritative, British female voice was a relationship counselor: When road rage was high and we weren't listening to each other, we would both listen to her.

    During that period, I tested a lot of GPS products for my weekly column on Time.com and for pieces in the New York Times and Money Magazine. I got to try out all of the major brands, and compare them side by side.?With GPS, even D.C. was, for the most part, much easier to get around in.?

    But there was one map error that constantly perplexed us: When driving back from the Pentagon City Mall to Southeast D.C., we would always be told to take an exit that didn't exist. New construction, you may think, but there was no evidence that the exit ever existed. At least not where it told us it was.

    The sudden surge of consumer GPS gadgets around 2001 and 2002 was caused by the U.S. government allowing civilian hardware to access the?1-meter GPS?accuracy that had previously only been available to military devices.?

    But GPS only tells you where you are in latitude and longitude?? building?the visual maps that need to be placed under those pinpoints is a challenging multi-billion-dollar endeavor. Even Google???which stood on the shoulders of mapmakers such as TomTom-owned Tele Atlas and Nokia-owned Navteq when building its remarkable geographical database???can get it wrong every so often.

    The world is constantly changing???roads and bridges spring up, while old ones are closed off. Cow pastures become shopping centers. Restaurants and bars open and go out of business. A broken clock may be right twice a day, but?a map of the world really never is.

    In 2004 or 2005, TomTom was pitching me on its latest dash-mounted navigator. I had favored Garmin (which used Navteq's maps, which experience had suggested to me were more reliable than the Tele Atlas ones used by TomTom). Nevertheless, I was willing to give TomTom (and Tele Atlas) another try. When I set it up, however, I noticed a real problem: My home wasn't on the map.?

    The best rationale was that my street was part of a new-ish apartment development, but excuses don't work when you can't even get home! The apartment complex in question has since been added to the Tele Atlas database???sure enough, it?appears on the new Tele Atlas-powered Apple Maps app.

    But even my preferred Garmins gave me trouble. When I went to the wedding of one of my best friends, out in rural Vermont, the GPS system would get me within a mile of his house, but leave me out on a road in the middle of a field. Finding his house from there?required dead-reckoning, though the balloons on the mailbox didn't hurt.

    Down in Texas, visiting my brother-in-law, even a simple search for Starbucks once turned into an existential nightmare (made worse by lack of caffeine). The "point of interest"???those geo-tagged yellow pages that are the least reliable part of the GPS map experience???plopped a Starbucks smack in the middle of a quiet residential street. We never did quite figure out where that phantom Starbucks really was, or if it existed at all.

    Smartphones were thought to be the holy grail, because they could download fresher (and therefore???we naively assumed???more accurate) maps on the fly. Never again would a random construction project take you by surprise. So we cheered the arrival in 2009 of bona-fide turn-by-turn smartphone?navigation, particularly the free version that?Google offered on the Motorola Droid and subsequent phones running?Android 2.0.

    For iPhone users, GPS navigation was a double-edged sword, because without Apple providing a free homegrown navigator,?people who wanted live turn-by-turn instructions had to pay up in the App Store, sometimes up to?$100. The bulk of iPhone owners stuck with the native Maps?app, powered by Google, and even though it was only at its best?when you had a navigator riding shotgun, who could read out instructions,?its accuracy became the gold standard.

    Cue all hell breaking loose when Apple swapped it out with their own approach, powered by the Tele Atlas map?database instead of Google's. The problems there are compounded: It's not just that some of the map data is screwy, it's that the points of interest that are pegged to the map can be way off.?

    To make it worse, Apple oversold the 3-D multitouch map?manipulation. While?it looks insanely great when fully operational, it looks downright screwy when rendered wrong or used in an unsupported area (like most of the world). Apple bit off more than it can chew and, as CEO Tim Cook's apology indicates, the company is choking.

    The other day, my family was packed into the minivan, heading from Seattle to a friend's house across Lake Washington. Our car's navigator was trying to take us over the 520 toll bridge, but Apple's Maps app was saying to go over I-90, which is free. We steered in that direction, and were glad we did: Turns out, the 520 bridge was closed all weekend.

    It's at this point that a sane person just throws up his hands. If the free Apple upgrade works some of the time, and my car navi works some of the time, and I've also got the Garmin app and?Google maps via the browser, the real answer is the sailor's law: Reliance on one navigation tool is stupid, so always have a back-up.

    Wilson Rothman is the Technology & Science?editor at NBC News Digital. Catch up with him on Twitter at @wjrothman, and join our conversation on Facebook.

    Source: http://www.nbcnews.com/technology/technolog/why-i-never-trust-gps-maps-completely-you-shouldnt-either-6143202

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    Google offers up more high-res places in Maps / Earth, intros additional 45-degree imagery

    Image

    Google's mapping offerings are getting a little bit better this week. The software giant's announced the addition of a slew of high-res aerial and satellite images for 17 cities and 112 countries / regions -- it's a long list, so your best bet is accessing the source link below to check out all of the offerings. Google's also adding 45-degree imagery in Maps for a total of 51 cities -- 37 in the US and 14 outside -- letting you check out the Leaning Tower of Pisa and the buildings of Madison, Wisconsin from an all new angle. Forget the plane tickets -- all you need for your next vacation is a browser and an overactive imagination.

    Filed under: ,

    Google offers up more high-res places in Maps / Earth, intros additional 45-degree imagery originally appeared on Engadget on Fri, 28 Sep 2012 09:54:00 EDT. Please see our terms for use of feeds.

    Permalink   |  sourceGoogle Lat Long  | Email this | Comments

    Source: http://www.engadget.com/2012/09/28/google-offers-up-more-high-res-places-in-maps-earth-intros-ad/

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    Social bullying prevalent in children's television

    Social bullying prevalent in children's television [ Back to EurekAlert! ] Public release date: 27-Sep-2012
    [ | E-mail | Share Share ]

    Contact: John Paul Gutierrez
    jpgutierrez@icahdq.org
    International Communication Association

    92 percent of the top 50 programs for children ages 2-11 show social bullying

    Washington, DC (September 24, 2012) Children ages 2-11 view an alarming amount of television shows that contain forms of social bullying or social aggression. Physical aggression in television for children is greatly documented, but this is the first in-depth analysis on children's exposure to behaviors like cruel gossiping and manipulation of friendship.

    Nicole Martins, Indiana University, and Barbara J. Wilson, University of Illinois, Urbana-Champaign, published in the Journal of Communication a content analysis of the 50 most popular children's shows according to Nielsen Media Research. One hundred and fifty television shows were viewed and analyzed, and 92% of the programming contained some version of social aggressionapproximately 14 times per hour. There was careful attention to what was portrayed in the cases of social aggression, whether the behavior was rewarded or punished, justified, or committed by an attractive perpetrator.

    The findings suggested that some of the ways in which social aggression is contextualized make these depictions particularly problematic for young viewers. The study found that attractive characters who perpetrated social aggression were rarely punished for their behavior, and that socially aggressive scenes were significantly more likely than physically aggressive scenes to be presented in a humorous way. In some cases, social aggression on television may pose more of a risk than portrayals of physical aggression do.

    "These findings should help parents and educators recognize that there are socially aggressive behaviors on programs children watch. Parents should not assume that a program is okay for their child to watch simply because it does not contain physical violence. Parents should be more aware of portrayals that may not be explicitly violent in a physical sense but are nonetheless antisocial in nature," Martins said.

    "Martins and Wilson's research shows just how important it is to broaden our view of 'violence' beyond the physical; particularly as their findings indicate that social violence like insults and name calling occurs just as commonly in children's programming," said Amy Jordan, director of the Media and the Developing Child sector at the University of Pennsylvania and Chair of the Children, Adolescents and the Media Division of the International Communication Association.

    "As a society, we need to acknowledge that our children are learning to be socially aggressive, and that one source of this learning may be the television shows they watch. We may not see physical manifestations of this type of violence, but children who are victims of social aggression from their peers may develop deep and lasting emotional scars."

    ###

    Mean on the Screen: Social Aggression in Programs Popular With Children, By Nicole Martins and Barbara J. Wilson; Journal of Communication DOI: 10.1111/j.1460-2466.2011.01599.x

    Contact: To schedule an interview with the author or a copy of the research, please contact John Paul Gutierrez, jpgutierrez@icahdq.org.

    About ICA

    The International Communication Association is an academic association for scholars interested in the study, teaching, and application of all aspects of human and mediated communication. With more than 4,300 members in 80 countries, ICA includes 26 divisions and interest groups and publishes the Communication Yearbook and five major, peer-reviewed journals: Journal of Communication, Communication Theory, Human Communication Research, Communication, Culture & Critique, and the Journal of Computer-Mediated Communication. For more information, visit www.icahdq.org.



    [ Back to EurekAlert! ] [ | E-mail | Share Share ]

    ?


    AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


    Social bullying prevalent in children's television [ Back to EurekAlert! ] Public release date: 27-Sep-2012
    [ | E-mail | Share Share ]

    Contact: John Paul Gutierrez
    jpgutierrez@icahdq.org
    International Communication Association

    92 percent of the top 50 programs for children ages 2-11 show social bullying

    Washington, DC (September 24, 2012) Children ages 2-11 view an alarming amount of television shows that contain forms of social bullying or social aggression. Physical aggression in television for children is greatly documented, but this is the first in-depth analysis on children's exposure to behaviors like cruel gossiping and manipulation of friendship.

    Nicole Martins, Indiana University, and Barbara J. Wilson, University of Illinois, Urbana-Champaign, published in the Journal of Communication a content analysis of the 50 most popular children's shows according to Nielsen Media Research. One hundred and fifty television shows were viewed and analyzed, and 92% of the programming contained some version of social aggressionapproximately 14 times per hour. There was careful attention to what was portrayed in the cases of social aggression, whether the behavior was rewarded or punished, justified, or committed by an attractive perpetrator.

    The findings suggested that some of the ways in which social aggression is contextualized make these depictions particularly problematic for young viewers. The study found that attractive characters who perpetrated social aggression were rarely punished for their behavior, and that socially aggressive scenes were significantly more likely than physically aggressive scenes to be presented in a humorous way. In some cases, social aggression on television may pose more of a risk than portrayals of physical aggression do.

    "These findings should help parents and educators recognize that there are socially aggressive behaviors on programs children watch. Parents should not assume that a program is okay for their child to watch simply because it does not contain physical violence. Parents should be more aware of portrayals that may not be explicitly violent in a physical sense but are nonetheless antisocial in nature," Martins said.

    "Martins and Wilson's research shows just how important it is to broaden our view of 'violence' beyond the physical; particularly as their findings indicate that social violence like insults and name calling occurs just as commonly in children's programming," said Amy Jordan, director of the Media and the Developing Child sector at the University of Pennsylvania and Chair of the Children, Adolescents and the Media Division of the International Communication Association.

    "As a society, we need to acknowledge that our children are learning to be socially aggressive, and that one source of this learning may be the television shows they watch. We may not see physical manifestations of this type of violence, but children who are victims of social aggression from their peers may develop deep and lasting emotional scars."

    ###

    Mean on the Screen: Social Aggression in Programs Popular With Children, By Nicole Martins and Barbara J. Wilson; Journal of Communication DOI: 10.1111/j.1460-2466.2011.01599.x

    Contact: To schedule an interview with the author or a copy of the research, please contact John Paul Gutierrez, jpgutierrez@icahdq.org.

    About ICA

    The International Communication Association is an academic association for scholars interested in the study, teaching, and application of all aspects of human and mediated communication. With more than 4,300 members in 80 countries, ICA includes 26 divisions and interest groups and publishes the Communication Yearbook and five major, peer-reviewed journals: Journal of Communication, Communication Theory, Human Communication Research, Communication, Culture & Critique, and the Journal of Computer-Mediated Communication. For more information, visit www.icahdq.org.



    [ Back to EurekAlert! ] [ | E-mail | Share Share ]

    ?


    AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


    Source: http://www.eurekalert.org/pub_releases/2012-09/ica-sbp092412.php

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    Possible link between infants' regulatory behaviors and maternal mental health

    Possible link between infants' regulatory behaviors and maternal mental health [ Back to EurekAlert! ] Public release date: 27-Sep-2012
    [ | E-mail | Share Share ]

    Contact: Monica Helton
    journal.pediatrics@cchmc.org
    513-636-7140
    Elsevier Health Sciences

    May predict unexplained physical symptoms in older children

    Cincinnati, OH, September 27, 2012 Functional somatic symptoms (FSS) are physical complaints, such as headaches, pain, fatigue, and dizziness, that cannot be explained medically. These symptoms affect 10-30% of children and adolescents and account for 2-4% of all pediatric doctor visits. A new study scheduled for publication in The Journal of Pediatrics finds that infants with regulatory problems (i.e., feeding, sleeping, and tactile reactivity) and/or maternal psychiatric problems may have an increased risk of FSS in later childhood.

    It is believed that maternal anxiety and depression can influence the child's capacity to self-regulate, but infant problems can also exaggerate parental problems. Charlotte Ulrikka Rask, MD, PhD, Child and Adolescent Psychiatrist at Aarhus University Hospital in Denmark, states, "Parents of infants with regulatory problems could be taught to help their infants regulate their behavioral and physiological state, which potentially could reduce the risk of later development of impairing FSS."

    Dr. Rask and colleagues from Aarhus University Hospital and Copenhagen University Hospital in Denmark prospectively assessed 1,327 5-7-year-old children who are part of the Copenhagen Child Cohort (6,090 children born around Copenhagen in 2000). Home health nurses assessed infants 4 times before they were 10 months of age. Maternal mental health was assessed by self-report 1-5 weeks after child birth, and researchers checked whether mothers had been diagnosed with a mental disorder during the infant's first year of life. Three overall factors were assessed: (1) infant regulatory factor; (2) maternal postnatal psychiatric illness; and (3) annual household income.

    At 5-7 years of age, 23.2% of the children had FSS, with an increased prevalence in girls (27.6% versus 18.8%). Impairing, or severe, FSS was seen in 4.4% of the children. Limb pain, headaches, and stomach aches were the most frequent FSS reported. Thirteen mothers were diagnosed with depression, bipolar disorder, or anxiety during their infants' first year of life; the infants of these mothers were 7 times more likely to develop FSS at 5-7 years of age. Infants with 2 or more regulating issues had a nearly 3-fold increased risk of FSS at 5-7 years of age. There was no association between impairing FSS and household income early in life.

    Because recent studies have suggested that eating and sleeping problems during early childhood may be risk factors for mood and anxiety disorders and FSS (e.g., recurrent abdominal pain) later in life, early intervention is important for both parents and infants. Dr. Rask suggests, "Interventions should include strategies to improve maternal mental health and parents' ability to handle the infant's regulatory problems, as well as strategies that focus on infants who have multiple regulatory problems."

    ###



    [ Back to EurekAlert! ] [ | E-mail | Share Share ]

    ?


    AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


    Possible link between infants' regulatory behaviors and maternal mental health [ Back to EurekAlert! ] Public release date: 27-Sep-2012
    [ | E-mail | Share Share ]

    Contact: Monica Helton
    journal.pediatrics@cchmc.org
    513-636-7140
    Elsevier Health Sciences

    May predict unexplained physical symptoms in older children

    Cincinnati, OH, September 27, 2012 Functional somatic symptoms (FSS) are physical complaints, such as headaches, pain, fatigue, and dizziness, that cannot be explained medically. These symptoms affect 10-30% of children and adolescents and account for 2-4% of all pediatric doctor visits. A new study scheduled for publication in The Journal of Pediatrics finds that infants with regulatory problems (i.e., feeding, sleeping, and tactile reactivity) and/or maternal psychiatric problems may have an increased risk of FSS in later childhood.

    It is believed that maternal anxiety and depression can influence the child's capacity to self-regulate, but infant problems can also exaggerate parental problems. Charlotte Ulrikka Rask, MD, PhD, Child and Adolescent Psychiatrist at Aarhus University Hospital in Denmark, states, "Parents of infants with regulatory problems could be taught to help their infants regulate their behavioral and physiological state, which potentially could reduce the risk of later development of impairing FSS."

    Dr. Rask and colleagues from Aarhus University Hospital and Copenhagen University Hospital in Denmark prospectively assessed 1,327 5-7-year-old children who are part of the Copenhagen Child Cohort (6,090 children born around Copenhagen in 2000). Home health nurses assessed infants 4 times before they were 10 months of age. Maternal mental health was assessed by self-report 1-5 weeks after child birth, and researchers checked whether mothers had been diagnosed with a mental disorder during the infant's first year of life. Three overall factors were assessed: (1) infant regulatory factor; (2) maternal postnatal psychiatric illness; and (3) annual household income.

    At 5-7 years of age, 23.2% of the children had FSS, with an increased prevalence in girls (27.6% versus 18.8%). Impairing, or severe, FSS was seen in 4.4% of the children. Limb pain, headaches, and stomach aches were the most frequent FSS reported. Thirteen mothers were diagnosed with depression, bipolar disorder, or anxiety during their infants' first year of life; the infants of these mothers were 7 times more likely to develop FSS at 5-7 years of age. Infants with 2 or more regulating issues had a nearly 3-fold increased risk of FSS at 5-7 years of age. There was no association between impairing FSS and household income early in life.

    Because recent studies have suggested that eating and sleeping problems during early childhood may be risk factors for mood and anxiety disorders and FSS (e.g., recurrent abdominal pain) later in life, early intervention is important for both parents and infants. Dr. Rask suggests, "Interventions should include strategies to improve maternal mental health and parents' ability to handle the infant's regulatory problems, as well as strategies that focus on infants who have multiple regulatory problems."

    ###



    [ Back to EurekAlert! ] [ | E-mail | Share Share ]

    ?


    AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


    Source: http://www.eurekalert.org/pub_releases/2012-09/ehs-plb092412.php

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